4 overspending lies…re: cycling?

Reading this financial report from Yahoo (Overspending: 4 Lies That Lead to Debt Problems), there are two references to cycling. Not sure if Dan Kadlec is a cyclist but there is wisdom to how he used cycling as an example:

“A man in the study wanted a mountain bike because then, he figured, he’d become more adventuresome and interesting.”

“A cyclist may need a new bike; a new bike does not make a cyclist. You can’t buy personal transformation in a store.”

Report on: http://finance.yahoo.com/banking-budgeting/article/112643/lies-lead-debt-problems?mod=bb-budgeting

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